With the rapid advancements in modern medical treatments, Mongaro injections have emerged as a revolutionary solution not only for managing type 2 diabetes but also as a powerful and effective tool for weight loss and burning stubborn fat. This has led thousands to inquire about its cost and whether it is covered by health insurance policies, especially since this treatment journey can last for months and requires a specific budget. Understanding insurance coverage is therefore a crucial step before embarking on this remarkable physical transformation.

Mongaro Injections: Between Medical and Cosmetic Use

The answer to the question “Does insurance cover Mongaro?” depends primarily on the purpose of the prescription. In the world of health insurance, medications are generally classified into two categories:

Type 2 Diabetes Treatment: Mongaro (Terzepatide) injections were originally approved by health authorities as a medication for regulating blood sugar. In this case, most insurance companies in the UAE consider this treatment a “medical necessity,” thus increasing the likelihood of full or partial coverage.

Weight Management and Slimming: Despite impressive weight loss results, many insurance companies still classify the use of injections for this purpose as a “cosmetic” or “elective” procedure. However, some premium plans began in 2026 to include treatments for morbid obesity under their coverage if they pose a genuine health risk.

Factors that Determine Your Insurance Company’s Stance

If you are considering using Mongaro injections, you should review your insurance policy and look for the following:

Body Mass Index (BMI): Some companies require a patient’s BMI to be over 30 (morbid obesity) or 27 with co-existing conditions (such as high blood pressure or sleep apnea) to approve coverage.

Failure of Traditional Alternatives: Your insurance company may require a medical report proving that you have tried weight loss through diet, exercise, or other less expensive medications without achieving the desired results.

Insurance Package Type: Basic packages (such as the Dubai Basic Package) rarely cover advanced weight loss medications, while Gold and Diamond packages offer greater flexibility in this regard.

Estimated Costs if No Coverage

If your insurance does not cover Mongaro injections, it is important to know the approximate costs in Dubai for 2026 to plan your budget:

The monthly cost of injections (a pack containing 4 pens) ranges from AED 1,700 to AED 3,500, depending on the dosage (2.5 mg, 5 mg, up to 15 mg).

You must add the costs of regular medical consultations and the necessary lab tests to monitor liver and kidney function.

How to Increase Your Chances of Coverage Approval

To convince your insurance company that Mongaro injections are medically necessary for you, the following is recommended:

Detailed Medical Report: Ask your doctor to write a report detailing any weight-related illnesses you have.

Prior Authorization: Do not purchase the medication before obtaining Prior Authorization from your insurance company to ensure reimbursement or direct payment.

Accurate Diagnosis: Ensure the correct medical code for your condition (e.g., diabetes or morbid obesity) is included on your claim form.

Expert Advice: Invest in Health

Even without insurance coverage, many consider the cost of Mongaro injections a smart, long-term investment. Losing 20% ​​of your weight means avoiding expensive bariatric surgery and preventing the development of chronic diseases that could cost a fortune in the future. Many reputable clinics in Dubai have also started offering convenient installment plans or discounted packages that include consultations, tests, and injections to make it easier for patients.

Conclusion: Your Journey Begins with a Reliable Consultation

Ultimately, health insurance coverage for Mongaro injections is a variable matter depending on the details of your individual contract. However, what’s more important than financial coverage is receiving the right medical care that guarantees lasting results and complete safety. At Dubai Beauty Clinic, we understand the importance of this transformation in your life, so we offer you a team of experts to help you understand your medical and financial options, and provide all the necessary reports to insurance companies, to ensure that you receive the best possible treatment in the best ways available.